Despite Federal Shutdown, Exchanges Are Live Today

It's October 1, and that means the federal Health Insurance Marketplace is active, under President Obama's Affordable Care Act. To find out your health insurance options, just go to www.healthcare.gov and fill out your financial information, and it will tell you what health insurance options are available. If you're eligible for Medicaid - which in West Virginia is a $32,000 salary for a family of four - the website will help you apply. If you already have health insurance and like your coverage, there's no reason to log onto the marketplace. But if you want to window show, you can see if lower-cost options are available.